SBA Loans - for Women, Minorities, Veterans and Disadvantaged Business Owners

Each year, hundreds of thousands of small business owners around the country apply for small business loans. For a portion of these entrepreneurs, specifically women business owners, minorities in business, service disabled veteran business owners, and other disadvantaged business people, specific government loans are available. Most popularly, the SBA Microloan, SBA 504, and SBA 7a loans provide funding to socially and economically disadvantaged business owners. Unfortunately, these application processes are long, complicated, and highly selective. Moreover, SBA loans, like all others, must eventually be repaid.

There are also government grants for minority businesses, woman owned businesses, service disabled veterans in business, and other disadvantaged persons who need financial assistance. Like government loans however, they are highly competitive, and are usually only awarded once.

Section 8a of the Small Business Act however, provides continual access for women, minorities, service disabled veterans, and other disadvantaged business people to government contracts at no cost to them.

8a Application

The simple truth of applying for an 8a certification is that it is an extremely intense process with little documentation support. Federal buyers prefer 8a contractors by and large for a few key reasons:

• They're faster: 8a contracts take on average 1/10 the time to be awarded than others.
• Less red tape: Hiring an 8a contractor requires less paperwork than others.
• More options: Having an 8a contractor list allows buyers to choose who they want, rather than being told to hire a "selected contractor."
• Less headaches: More than the hassle of soliciting bids from independent contractors, there is often times protest from losing bidders.

Owners of small minority businesses understand these facts, and want to take advantage of the program that was designed to help them. Unfortunately, the number of applications for 8a certification significantly outweighs the number of approvals, making 8a certification a complex process that needs expert support. Submitting an eligible and complete application, as a result, is extremely important.

Putting Your Best Foot Forward – with Cloveer.

Making sure your SBA 8a application is complete, eligible, and even formatted properly is imperative to becoming 8a certified. Because we make it our job to get women, minorities, serviced disabled veterans, and other disadvantaged small business owners who would otherwise be applying for SBA loans SBA 8a certified, we at Cloveer know the "ins and outs" of the application procedure. Harnessing this knowledge, we have created a few specialized programs designed to work within your budget to help you accomplish your ultimate goal: 8a certification.

Whether you're comfortable completing the entire 8a application yourself, or you'd like us to do it all for you, Cloveer can help. Our easy-to-use 8a Application Accelerator was designed with the user in mind. This interactive, web-based program is designed to guide you through the SBA 8a application process with ease. The program takes you step-by-step through the creation and compilation of all the documentation necessary to submit your SBA 8a application. Moreover, it shows you how to organize your 8a application in the preferred SBA format. As the nation's #1 selling 8a application completion tool, we guarantee that no other program makes the process faster.

If you've already completed your application, but you're not sure it will be accepted, take advantage of our 8a Application Review service. Here, our team of 8a program experts will review your application for missing documents or eligibility issues to ensure it will be accepted.

Or, if you would rather us take care of the entire application for you, we offer a full 8a Application Completion Service. At Cloveer, we've successfully prepared over 1,500 SBA 8a applications, and would love to add yours to the list.

Contact us today to discover which of these options is best for you.